On April 18, MYbank issued the “Announcement on Business Adjustment and Welfare Fund Upgrade Related to MYBank Class II Accounts”. According to the announcement, MYbank will gradually suspend Alipay withdrawals from April 21.
According to the announcement of MYbank, starting from April 21, 2022, MYbank will gradually suspend the related business of Alipay balance withdrawal or transfer to MYbank Class II account. At the same time, MYbank Class II account will only support personal binding. Bank account transfer. It is reported that in order to facilitate the transfer, users can also bind their other bank cards in MYbank in advance.
According to the data, MYbank opened on June 25, 2015. It is one of the first private banks in China initiated by Ant Group and approved by the China Banking Regulatory Commission. It is also the first technology bank to build its core system on the financial cloud. Offline outlets provide services to users through the Internet. A total of more than 40 million small and micro operators have used MYbank’s digital credit services.
In fact, Alipay’s large-amount free cash withdrawal channel has always been a major advantage of online merchants’ bank accounts. According to the official introduction of MYbank, its account advantages are convenient transfer, free repayment and large payment. Specifically, users can easily transfer funds to Alipay and bank accounts; no inter-bank handling fees; a single transaction can transfer up to 1 million yuan. Among them, free repayment also includes free repayment of credit cards, mortgages, car loans, free handling fees, fast payment and so on.
MYbank said, “If the merchant needs to withdraw the balance of Alipay and transfer it to MYbank, you can first withdraw it to your other bank card, and then transfer the money from the bank card to MYbank. At the same time, the merchant with the payment code will The balance of Alipay is withdrawn to the bank card without paying the handling fee.”
In addition, MYbank also announced the welfare fund upgrade plan, among which, for business card customers, the current activities of new funds, Yu Libao rich rewards and payment with MYbank to issue interest-free quotas are expected to be offline from April 27, 2022 , the activity of receiving purchase coupons based on the interest-free quota will also be offline simultaneously. At the same time, for non-business card customers, MYbank for payment is also expected to go offline on April 27, 2022. For business card customers and non-business card customers, the interest-free quota can be used normally.
MYbank was initiated by Ant Group, one of the first private banks in my country, and the first technology bank to build its core system on the financial cloud. It has no offline branches and provides services to users through the Internet. It was established in June 2015. Opening on the 25th.
According to the official website of MYbank, the bank is positioned to serve small and micro enterprises, and is committed to meeting the financial needs of small and micro enterprises, self-employed households, operating farmers and other small and micro groups. , 1 second loan, 0 manual intervention in the whole process.
Qixinbao shows that at present, Ant Technology Group holds nearly 30% of the bank’s shares, ranking the largest shareholder.
According to the information disclosure report of MYbank in the third quarter of 2021, as of September 30, 2021, the bank’s total assets were 374.415 billion yuan, the total liabilities were 357.217 billion yuan, and the total owner’s equity was 17.198 billion yuan. The capital adequacy ratio 12.35%. In the first three quarters of 2021, the bank achieved an operating income of 10.083 billion yuan and a net profit of 1.789 billion yuan.
Source: Securities Daily
This article is reprinted from: https://www.williamlong.info/archives/6773.html
This site is for inclusion only, and the copyright belongs to the original author.