40-year-old food story

Original link: https://mercurychong.blogspot.com/2023/09/40.html

This year Mercury bear officially enters the year of forty, and it is also a year of becoming an unemployed bear. Looking back at the meaningful 40 -year-old report card.

Because LPI postponed the timing of dividend payment from August to September this year, this financial year failed to reach the target of RM16k per month after all, leaving a small regret.

This year’s salary increase is 5.5% . One of the reasons is that this financial year only received one round of dividends from LPI , which formed a higher basis for comparison compared to the three rounds in the previous fiscal year. In addition, Mercury Bear has started a retirement life of spending dividends on daily consumption is also one of the main reasons. However, it is quite satisfying to still have growth without active income assistance.

Taking this as a guide, the dividend salary target for the new year will be listed as 6% . In addition to wanting to reach 200k dividends in the new year , I also hope to maintain my usual moderate target – 6% dividend + 6% capital gain = 12 % annual return.

In the past year, we successfully reduced the portfolio to 9 companies, reducing the time required for tracking and research. In the few months since I started my retirement life, I found that I have spent a lot less time on investment, and now I want to enjoy a leisurely life. The advantage is that I really feel that I will not be affected by market fluctuations further The impact and the disadvantage are probably that at the same time, some investment opportunities may be lost.

Under the intertwining of choice and fate, I finally returned to Malaysia after more than 15 years of working abroad. Is this choice and persistence worth it?

Over the years, Mercury Bear has met many people. The neighbor who lives next door to Mercury Bear gets up for a run every day before dawn, and Mercury Bear always meets him when he goes out for a run. My friend had a serious illness last year , and her career almost stopped, but she still paints every day, although most of these paintings will never appear in front of us. Friend B kept many plants in full swing and studied flower arrangement in depth. Mercury Bear still couldn’t understand the deep thoughts he wanted to express from this art, but Mercury Bear wanted to understand him as a person, and felt sincerely for him happy.

When they were lost, these people used their actions to tell the Mercury Bear: Persistence is meaningful.

Everyone Mercury Bear meets has their own ideas and lives in their own way. Everyone seems to be waiting for something: maybe waiting for someone, maybe waiting for the day when they are young, maybe waiting for time to change themselves.

There are too many stories in this world, and each story has different chapters, whether it is unfortunate or lucky, boring or passionate, there is always one for you. Everyone is waiting for their own chapter to end, not realizing that they are always the ones who write the story.

“Waiting” is actually nothing, just like you wait for the new year to come, it will come sooner or later. There is never anything that can make you look brand new. People who stand still, even if they wait until the New Year, every day is just a repeat of the previous one. If you want a change, start every day with a new year. The value of waiting is to make yourself a person worth waiting for. While waiting, you always have to move forward.

In the new year , don’t expect any good luck, because the Mercury bear knows that life is actually the same. Bad is still bad, what matters is how you get through those bad moments. Mercury Bear knows that he is on the right path. This is the determination that Mercury Bear has gained through too many falls and abandonment. Mercury Bear doesn’t know where his end point is, but he decides to use all the half-way things he had done before on this road, and go all the way to the end.

You don’t know what’s waiting for you ahead, but you have to move on. Even if you are confused, time still drags you forward.
Therefore, Mercury Bear doesn’t care what is waiting for him in front of him, Mercury Bear cares more about who is with him around him, and how much he has progressed compared to the past. Neither pessimistic nor optimistic, if the front is flat, just stride forward ; if there is a wall in front, then smash it out.

All the capricious qualifications in the world are reserved for those who show determination.

Mercury bear is no longer afraid of questioning, all his efforts are not for other things, but for the future, Mercury bear can say with a smile that he has worked hard anyway, and did not give up directly.

If it really goes far, Mercury Bear wants to be able to say to himself and to you: “Look, you did it, and we did it together. There are a group of fools in the world who don’t know how to give up. They stumble forward, but it is also this group of people who eventually become what they want to be. “

Birthday wish, if it is really useful, it is: I hope that when you want to go downstairs, the elevator will stop at the door ; Prepare an umbrella in your pocket ; I hope you can have a song to comfort you when you are sad ; I hope that the person you can share your secrets with is also the one who can comfort you.

I wish you good morning, good afternoon, good night, and a safe year .

Book online shopping link (Malaysia): “Dividend Road for Migrant Workers”

This article is transferred from: https://mercurychong.blogspot.com/2023/09/40.html
This site is only for collection, and the copyright belongs to the original author.