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At the end of September, the People’s Bank of China issued policies to reduce the loan interest rate for the first home for two consecutive days, including lowering the loan interest rate of the first personal housing provident fund and gradually relaxing the lower limit of the first home loan interest rate in some cities. Since the release of the above-mentioned policies, the first-time commercial loan interest rate in many cities has dropped below 4%. In addition, many cities have also lowered the loan interest rate of the first personal housing provident fund. Industry insiders believe that with the release of favorable property market policies and the gradual deepening of local city-specific policies, it is of great significance to boost the real estate market, and is conducive to promoting rigidity and improving the release of housing demand. The real estate market is expected to accelerate in the fourth quarter. (Securities Daily)
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Related events
- The interest rate of the first home loan in many places fell below 4%, and the real estate market is expected to accelerate the repair in the fourth quarter2022-10-17
- Hangzhou’s first personal housing provident fund cut interest rates, and the stock will also reduce interest next year2022-10-08
- The lower limit of the first home loan interest rate is reduced by 20 basis points2022-05-15
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