Don’t be too smart to invest

There are many friends around me who invest in stocks. Some are full-time and some are part-time. Some have earned more than ten times in more than ten years, and some have been walking around for more than ten years and are still standing still.

Friend A has been involved with stocks since college, and stared at the computer every day to find investment opportunities. Later, the job he found after graduating from college was actually very suitable. At that time, the boss of the company also valued him, but he did not like the constraints of work. It happened that his family had some small assets, so he took some money from his home to speculate on stocks full-time, but he was really not a short-term speculator. Working to make a living, I have been investing in stocks for more than ten years now, but I still haven’t changed the habit of watching short-term stocks every day. I have been out of college for more than ten years, but I have not lost my mind. I have experienced several big bull markets, and I have changed eight or nine jobs. Now I am approaching forty years old, and still nothing has been accomplished. The investment philosophy is still at the level of the university. No house, no car, no marriage, more than 200,000 yuan in the stock market a decade ago, and now 300,000 yuan. When chatting with him, I persuaded him several times, hoping to change his investment thinking, but he is rather stubborn and has always been stubborn. It didn’t change either.

Friend B has also been in the stock market for more than ten years. I heard him say when we were eating together that his family was very poor when he was a child, and the shoes he wore in elementary school were not a pair of shoes. Now he has been working for more than ten years after graduating from university. His current job is his first job. He is already a middle-level leader of the department. Twenty times, his current net worth is almost several million, and he is also in his thirties, but he is very busy at work, and his unit is a quality inspection post. Almost half of the ten years he is home after ten o’clock. I don’t have time to keep an eye on the market, and I’ve been busy with the birth of the second child recently, but in his words, the current salary is enough for a family of old snacks to drink lasa, and the money from stocks is slowly earned for retirement.

Two friends who are about the same age have real-life examples, but they have completely different or even opposite lives. They have spent the same time in stocks and experienced the same market conditions. Their family prefers to concentrate on researching full-time stocks, but they have achieved nothing. Now they don’t even have a place to live. Those with mediocre family backgrounds and part-time jobs who are busy and have no time to look at the stock make more than twenty times their earnings.

The shock of these two friends is quite big. I have been thinking about what to do in the stock market. Is it wrong to be a full-time watcher? This is definitely not true, because there are also people around me. Friends who make a lot of money from full-time stock trading, how can we make money more easily?

Later, I had several drinks with them, and I asked them for a stock settlement statement for the past ten years. Friend A was extremely difficult to ask for it. He might be embarrassed.

After comparison, it is found that the income levels of the two of them are similar in the volatile market. Even friend A’s return rate in the volatile market is much higher than that of friend B. The biggest difference is in the bear market and bull market. Friend A likes short-term and will When the bear market reaches his stop loss point around fifteen o’clock, stop the loss in time, and then buy at a lower time. If it falls to the stop loss point, cut the meat again. If it rises, earn more than ten points and reach the take profit level. It will also stop the profit, and will not chase after it continues to rise. In his words, he is afraid of getting stuck, and he will buy it when it falls. Judging from the delivery order, he has hardly eaten the profit of the bull market, and the income is flat.

And friend B is not moving most of the time, likes to buy policy tickets, buys in turbulent markets, and basically does not do much in bear markets. Occasionally, he will add a little position, but there is no regularity in adding positions. Later, I asked him and he said that It is random. If there is spare money in hand, it will only increase when it catches up with the decline. When it goes up, there will be no operation. Buying is not at the lowest level, nor selling at the highest. , but his capital will go to a big step after every bull market.

In fact, Friend A’s skills are quite good. Whether it’s a volatile market or a bull market, I feel that his buying points are much more accurate than ours, but it is also his skills, his shock thinking, and his stop-loss and stop-loss that make him unable to make money. Big money to the bull market. Friend B has almost no skills at all. It can be said that it is entirely based on feeling and common sense. However, with several bull market opportunities in the past ten years, the funds continue to reach new heights.

So maybe you don’t need to be too smart to make money in the stock market. If you are stupid, choose a good company in a good industry, work with peace of mind, hold mid-term and long-term holdings, maintain your mentality, and slowly wait for the few opportunities for the bull market to come, and you may become confused. rich. On the contrary, it is too smart to operate, too eager for precise buying points and precise selling points, always wanting to buy on the right side, and investing in investment at the age when you should be struggling for your career. In the end, your career wealth will be too unsuccessful.

The above two examples do not mean that they are suitable for everyone, except for geniuses. I also have a friend who specializes in short-term work. The funds have fluctuated greatly, but the results are still very good. The funds are more than 20 million, and I have my own. Studio, this is the only genius among the hundreds of stock trading friends I know. @Today’s topic @7X24Express @snowball creator center # November is a good start! AH shares soared collectively# #Investment Alchemy Season# $ Tencent Holdings (00700) $ $ Alibaba (BABA) $ $ Hikvision (SZ002415) $

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