Original link: https://www.ixiqin.com/2023/05/17/%E7%93%9C%E5%AD%90%E4%BA%8C%E6%89%8B%E8%BD%A6% E4%B9%B0%E8%BD%A6%E5%85%A8%E7%BA%AA%E5%AE%9E/
Why a used car?
I mentioned in the article in Tianjin Yaohao that I actually want to buy an electric car (Tesla), but the price of a Tesla is relatively high. For me, it is an advanced consumption, so I will not consider buying a Tesla for the time being, etc. Subsequent conditions are in place before purchasing (for example, after buying a house in Tianjin and having your own home pile).
And judging from my own current cash, buying a second-hand car is the most reliable. After all, I don’t like low-end joint venture cars, and I can’t afford high-end ones (golfs are a bit expensive). Buying a second-hand car can reduce the reduction of current assets and meet my car needs.
What car did you buy?
In the end I bought a 2017 Citroen C3XR 1.6L Automatic Pioneer Edition . The age of the car is 6 years, which is just around the age of the annual inspection. Although the age of the car is not short, it is not considered long at all. The mileage is 88,000 kilometers, which is not too much for this age of the car.
How did you buy it?
1. Determine your budget
For me, the car that can be bought at the moment is less than 100,000, of which the full payment can be made in cash for less than 50,000; if it is less than 100,000, a down payment + mortgage is required. Considering that my goal is to obtain a car that can be driven for several years at a low cost, my final budget is within 50,000 yuan.
2. Look at the sharing posts on the Internet to roughly determine the model
I have watched a series of forums and platforms such as Douyin, Youtube, Xiaohongshu, Zhihu, Dianchedi, Autohome, etc., and I have a general idea of what cars are available at this price (such as Kia’s K2, K3, Suzuki Swift, 10 or so years of golf).
When looking at these shared posts, you also need to pay attention to the immigration standards of your city. For example, Tianjin allows cars with National V standards to move in from other places, so if it is a National IV car, you cannot buy it. Some old cars may Because the environmental protection standard does not meet the requirements, but had to give up the choice.
3. Understand some core problem points
When looking at these cars, there are actually quite a few cars to choose from on the Internet. As long as the age is long enough, you can always find a good car at a good price. But a long lifespan means many problems, and different car series also have their own problems. You need to choose whether to recognize these core points according to your actual situation.
For example, take me as an example:
- I will drive this car for a few years and I will change it later. Whether it is buying a Tesla or a new gasoline car, I will always have to change the car, so I need to make sure that the car I bought can be sold later.
- Cars with a age of more than 10 years need to be inspected once a year. I find it troublesome, so it is better to have a shorter age, so that I can reduce the number of annual inspections.
- I don’t have a lot of budget for car repairs, so some luxury cars that are very old are not considered (can’t afford to repair them)
- I have the need to drive out and play every day, and I will also pack some things. An SUV will be more suitable for me than a sedan.
Combined with the analysis of these problems, I already know roughly what kind of car I want. Then you can enter the specific process of choosing a car.
4. Use the App to select a car
I use Guazi to choose a car, of course, you can also use any app you like, such as Dianchedi, Autohome and so on. As a first-time car buyer, I need to avoid major accidents and blisters. These second-hand car platforms provide protection for these problems and are more suitable for me.
Open the app and select the city you need to register (involving the need to screen the environmental protection standards that your city can move into)
Then according to your own needs, delineate the range, and then wait for the platform to help you filter out cars that fit your range.
After selecting these basic details, the platform will recommend a batch of cars that meet your requirements, and then you can fine-tune the specific car series, color, etc. to choose a car that suits you. For example, look at photos, watch videos and so on. Guazi also provides a car-calling service. You can make an appointment and ask the seller to tell you about the car.
When choosing a car, in addition to looking at the videos and pictures I have taken, I personally also look at several information provided by the platform, including:
- Whether it is an accident car or a blister car
- Do you have the intelligence capabilities you need? I prefer to use CarPlay, so I will pay more attention to the highlight configuration of the car (of course, Carplay can be installed afterward). I suggest you buy a car with cruise control (practical for driving at high speed), reversing image and reversing radar (very practical for daily use), keyless start (mainly to save the need to insert the key, but it is not complicated and does not need to be particularly entangled), remote control key (As long as the car is not particularly old, basically have it)
- If you can find insurance records for the car you care about, you must look at the insurance records. The insurance records show the accidents that the car has experienced in history, and can provide some basic judgments for you to judge the garage.
5. Place a deposit to buy a car
After you choose the car, the next step is to pay a deposit of about 1,000 yuan to let the seller deliver the car to you (the deposit here is refundable, if you don’t like it after the test drive, you can get a refund of).
When placing a deposit, you will be asked to fill in some basic information. After you fill in the basic information, the platform will conduct a second re-inspection of the car to ensure that the condition of the car is consistent with the description.
After paying the deposit, the platform will send the car from the source of the car to your city by means of a trolley, waiting for you to pick up the car.
6. Pick up the car
When the vehicle is delivered to your city, the platform will re-inspect and invite you to the local delivery center to pick up the vehicle. At this time, you need to bring your indicator and bank card to pay the fee on the spot and pick up the car experience. After paying the fee, you will not be allowed to transfer the ownership at this time, but will give you the car and let you take it away and drive it for a week. During this week, you can drive as much as you want (but don’t exceed 450KM, it will affect the return of the car), experience and run-in, to ensure that the car meets your expectations. If you find that it does not meet expectations during the period, the car can still be returned. You only need to pay the relevant basic fees, and the car payment will be refunded to you intact.
I did not experience the refund process here, because my follow-up experience was good, so I made an account. When you actually buy a car, it is recommended to ask the customer service for a second confirmation.
During this week, you can use the number plate that comes with the car, but after a week, you need to start the transfer procedure and transfer the ownership to your own name.
Guazi provides short-term test drive insurance when picking up the car. You can purchase test drive insurance according to your own needs (my suggestion is to buy it to avoid greater risks). The test drive insurance will be purchased after you purchase car insurance through Guazi. When the time comes, half of the money will be refunded and you will be sent to roadside assistance or something.
7. Transfer & number selection
After a week, you feel that the car is good, and you plan to continue the follow-up process. You need to drive the car to the delivery center and go through the transfer procedures with the people in the delivery center.
Here, it will be different according to the place where the car is located. If the car is from a different place, it may take 3-4 working days to move the vehicle information from the other place to the local place before transferring the ownership. If it is a local car source, it may be possible to transfer the ownership now.
After completing the account transfer, you can select a license plate number. Download the 12123 app, find the “Vehicle Number Selection” in it, and select a license plate number that you are satisfied with.
After the number selection is completed, the transfer of ownership and registration of your car will be considered as a whole. At this time, the vehicle management office will give you a temporary license plate for your short-term driving (after all, you cannot drive without a license plate).
8. Buy car insurance
Generally speaking, when you buy a car, the car will come with compulsory traffic insurance, but there is no third-party commercial insurance. You can purchase third-party commercial insurance according to your own needs. In addition, the compulsory traffic insurance that comes with the car body may have a relatively short period of time and expire soon. Remember to check the expiration date of your auto insurance and purchase auto insurance in time.
Here I directly purchased commercial insurance and compulsory traffic insurance with Ping An Auto Insurance, which is a partnership with Guazi, mainly for peace of mind.
9. end
At this point, your entire car purchase process is over. You only need to wait for the vehicle management office to send you your new license plate, and you install the new license plate yourself, even if the whole process is over.
Overview of the processSummarize
As a novice car buyer, the biggest value that Guazi provides me is the guarantee of non-accident cars and the guarantee of refundable test cars, which allows me to avoid some common problems in the sale of used cars-accident cars, blistered cars, There is no need to worry about buying a car that is not what you want.
Finally, look at the overall cost of picking up the car. I spent a total of 43,900, which was within the budget.
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