Original link: https://www.vpsdawanjia.com/5653.html
There is no doubt that it is possible to apply for a US credit card in the country. After reading the Feike forums, blogs, Zhihu and Youtube videos of the big guys on the Internet, VPS big players combined their own experience in applying for a card and concluded the following solutions:
- After applying for an ITIN (US personal tax number) through Fiverr, apply for Capital One (C1) or CITI Bank (Citibank) deposit credit card directly through the bank’s official website to accumulate credit history, and then apply for AMEX American Express credit card and Chase credit card
There are several ways to apply for a US tax ID number in China: https://www.vpsdawanjia.com/2731.html
This program belongs to the direct application without credit history and has a certain probability of success. The following are several cases of applying for a card (Capital One) from netizens:
Capital One application case
According to the feedback from netizens, people generally apply for credit cards of other banks, such as Capital One, and then apply for a CITI Bank (Citibank) deposit credit card after they have a credit record. Consider applying for a Capital One credit card. The following picture is a few cases of applying for CITI Bank (Citibank) credit card:
If your application for this plan fails, you can try other methods. The ITIN applied for is not a waste, and the ITIN is of great use in the process of playing the US card. - Find someone to apply for a supplementary card to establish a credit record, and apply for an AMEX credit card directly after you have a credit record.
The most simple and fast solution is to find someone to apply for an AMEX supplementary card. VPS big players have done an experiment before: when holding a US credit card for more than a year (only 17 months of credit history), he made an AMEX secondary card for his wife, and he had it after two bills were issued. Credit history, and a decent score: 721 points. With your credit history, you can apply for an AMEX credit card online. My process of applying for an American Express credit card: Hilton Honors Aspire Card: https://www.vpsdawanjia.com/2839.html
It should be noted that before finding someone to apply for a secondary card, it is recommended to ask the other party’s credit score. The higher the credit score, the better.
- Take out RMB 500,000 to become an HSBC Premier Banking customer, remotely witness account opening and apply for a US credit card
The cost of this solution is very high, most people should not be able to come up with 500,000, and the process is cumbersome, so I won’t introduce it here.
- Apply for a VELO secured credit card
Generally, apply for a VELO debit card first, and then apply for a VELO secured credit card. Only an ID card is required to apply, and knowledge of English is not required for the application process. The only downside is that the VELO secured credit card will report the last nine digits of the ID card to the credit bureau as an SSN, and may have a credit record with other Americans.
Related link: US bank card that can be applied for free in China: Velo East West Bank card has a credit history, you can apply for AMEX credit card first, and then apply for CITI, Capital One, and Chase credit cards after getting ITIN
- Apply for a Sable deposit card with a US visa or ITIN: Apply for a Sable deposit card and build your US credit history
Sable Sable is an online digital bank specially built for new immigrants or prospective new immigrants in the United States. It aims to solve the difficult problems of opening accounts and applying for credit cards for new immigrants and prospective new immigrants: first time in the United States, no SSN and ITIN, and no American credit history. , As a new immigrant, you must go to a bank branch to open an account and apply for a credit card. In order to solve the troubles of new immigrants and prospective new immigrants, Sable Digital Bank came into being, allowing everyone to open a U.S. bank account and apply for a U.S. credit card while sitting at home. Related Links: Apply for a Free U.S. Sable Sable Bank Account (No Monthly Administration Fee, No Minimum Deposit Requirement)
According to the feedback from netizens on October 7, 2022, Sable has temporarily suspended the application for new users. The specific reason is unknown.
It should be noted that the application process is not easy, the time span will be very long, and you need to be prepared for a protracted battle. As the decision to approve the card rests with the bank, all we can do is to try our best to provide the perfect application materials and prepare in advance, the chances of getting the card are still very high.
The required documents are as follows:
- passport
- US phone numbers: Google Voice is perfectly adequate
- US address
Of course, the dedication of time and effort is essential. In addition, you may need to spend some money, such as: renting a US address , notarizing the 1583 form , asking someone to make a phone call for you, finding someone to apply for an ITIN on your behalf, etc.
If you have any questions in the process of applying for a US card, you can send an email to VPS big players: [email protected] The more detailed the email, the better.
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