Yesterday, the Shanghai Composite Index barely closed in the red, while the Shenzhen Composite Index, the ChiNext and the Science and Technology Innovation Board still fell. This wave of decline is still a little bit resistant to the value sector. Yesterday’s rise was also in the value sector, dividends, banks, real estate, infrastructure and so on.
This year, most Christian Democrats should have lost money. I don’t know how many people have lost money. I have seen a data before, and most Christian Democrats have held a fund for no more than 3 months.
Although most of the funds I have bought in the past year are also in a state of loss, as long as the fund I choose is good, and the valuation of the position where I buy is not high, if you insist on holding it, time will make us turn losses into profits. of.
Last year, I listened to a well-known fund manager’s sharing, and he said something that impressed me the most: “Three types of people suggest not to buy my fund, those who want to make quick money, those who can’t bear short-term floating losses, and those who don’t understand my .”
This passage explains why most people lose money when they buy funds and stocks:
One, want to make quick money
I have always felt that the stock market is not a place to make quick money, but with the correct concept and system, it is a place where our assets can increase in value. For example, a long-term annualized return of 15% can still be achieved. Times or even times, I think it is the mentality of gamblers.
So, humility is very important.
Second, can not afford short-term floating losses
As long as we invest in stock assets, short-term floating losses are normal. If we cannot afford short-term losses, it is indeed not suitable to buy any stock assets. It is also good to keep money in the bank, buy money funds, etc.
Just like I often talk to you about the CSI 300, buying at an undervalue and holding it for a long time has a high probability of getting an annualized rate of return of 10-15%. But even if you buy undervalued, there will be a stage of economic floating losses.
Therefore, a correct view of short-term floating losses is also a very important point for our value investment.
Third, do not understand investment varieties
Do not invest in investments that you do not understand. The reality is that everyone buys stocks and funds that they don’t understand at all, and they may follow the trend and buy them. For unfamiliar varieties, it is easy for us to chase the ups and downs and trade frequently.
An investment variety, either understand it or stay away from it!
Which fund we want to buy, we must first understand it. For example, CSI Medical, what are the compilation rules, which industries do they invest in, what are the top ten stocks with heavy holdings, am I optimistic, and what is the current valuation? Can I withstand short-term fluctuations and hold them for a long time? If you can answer these questions, you will have the answer in your heart if you can buy it.
Knowing not to invest is the bottom line of investing.
If we can avoid these three points of losing money, only buy varieties that we can understand, view short-term fluctuations correctly, have a normal heart to earn long-term money, and be friends with time, then we have already defeated more than 90% of investments. er!
Well, that’s all for today.
@Today’s topic @ETF star push officer @snowball creator center @snowball fund
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