Original link: https://lhcy.org/archives/186.html
This blog once recorded a telecommunication fraud case ( remember a telecommunication fraud case / remember a telecommunication fraud case (continued) ), although Xiao Wang’s case was accepted by the XX agency, but so far nothing has happened. Unfortunately, similar cases have happened a few times around me. The reason why I didn’t record it is because the XX agency refused to file the case and the staff attacked and humiliated the reporter while playing games. If I record the truth, I will be sprayed by some people; but if I tell a lie, I will be punished by God, so I can only keep silent.
The following case happened to a student I taught. He asked me to use his experience as a model to do a good job of anti-fraud publicity to the juniors. Although the XX agency did not file a case, his determination to insist on sharing moved me. After obtaining his consent, I decided to record the incident on the blog. This happened in late August, and I haven’t had time to record it yet because I’m too busy.
Xiao Yan, a graduate of animal husbandry and veterinary medicine, is now working in sales in a feed company. Although he has been traveling abroad for a long time, due to the large scale of this company and the high salary (the salary paid by this feed company to its employees may be the highest among its peers in the country), minus the expenses for gas, car repairs, meals, accommodation, etc. (can be Reimbursement within the limit), with more than 10,000 yuan of savings in hand. Unexpectedly, this savings was all defrauded, and foreign debts were also owed.
cheating process
One night in late August, Xiao Yan was lying on the bed of the hotel weary, watching a movie on his Mi 11 phone. Suddenly, the website prompts to download the APP to watch. After Xiaoyan downloaded it, the APP was successfully installed under the guidance of the MIUI system.
Open the APP, it is not a page for watching movies. This APP reminded him that he can date and make friends. He didn’t think much about being lonely and started to play. Then, the APP prompts that you can make money by brushing the order. Exhausted, he began to pay. There will be high rebates in the early stage, and later he will be asked to pay money to repair his credit.
All the money in the bank card was invested through mobile payment (WX and ZFB). When there was not enough balance to pay, he borrowed four thousand yuan (4,000 yuan) from his colleagues. Afterwards, the APP induced him to go to Anyihua and 360 for online loans (it seems to be in the ZFB applet of these two platforms), with a total loan of 12,000 yuan (12,000 yuan), which is divided into 6 repayments. Repayments are made on the 6th and 1st of each month, respectively.
After paying the money obtained from the online loan, the APP prompts that a certain amount needs to be paid to complete the credit repair. At this time, Xiao Yan realized that this was a scam and uninstalled the APP.
During working hours the next day, Xiaoyan went to the XX agency to report the case. The staff refused to file the case and humiliated Xiaoyan. Xiaoyan beat his teeth and swallowed it in his stomach.
event analysis
I will conduct a detailed analysis of the various reasons involved in this matter.
Victim psychological factors
The incident happened at night, and Xiao Yan, who was tossing around in a central province with no results, was very tired. Due to the downturn in the breeding industry and the inability to develop the market, Xiao Yan has a headache.
Affected by many aspects (including aspects that cannot be directly stated), the breeding industry is still sluggish. Taking the pig industry as an example, the price of pork will plummet in 2021, and large-scale breeding groups will face huge losses. Some companies digested the risk, while others suffered. The company he works for has suspended or laid off staff on pig farms (JD.com and Alibaba call layoffs “graduation”), while Zhengbang Group sold more than ten subsidiaries with more liabilities than assets to other companies at a price of 1 yuan.
After the start of a war of aggression waged by an empire, global wheat prices rose, leading to higher feed prices. Although pig prices have risen slightly compared to 2021, the breeding industry is still sluggish due to rising feed prices.
In this big environment, Xiao Yan was unable to develop the market, and spent every day in anxiety and exhaustion. This emotion caused Xiao Yan to have symptoms of anxiety and depression, and his willpower was extremely weak. As a man, for the sake of dignity, Xiao Yan digested these bad emotions by himself. In the end, Xiao Yan, who was weak in willpower, could not resist the shrewdness of the liar.
curiosity killed the cat
Although Xiao Yan’s weak willpower is not caused by subjective reasons, it does not mean that there are no subjective reasons.
Xiao Yan said, “There was a knife on the head of the color, and it slashed me all over my body.”
The APP downloaded by Xiaoyan has an ambiguous avatar. After opening it, the content inside is mainly online dating. Xiao Yan, who had just lost his love, was lonely in his heart, causing him to be immersed in virtual illusions and unable to extricate himself, until he was defrauded of a huge amount of money.
mobile phone accomplice
As we all know, Android and the Android system are open. Overseas, Android users can use Google Play to install apps. The apps here are the same as Apple’s App store. They have been strictly reviewed, and such apps downloaded by Xiaoyan are never allowed to exist. At the same time, you can find that many domestic apps are one version in the Google Play store, and another version is downloaded in the domestic app store and the official website. Although the version number is the same, the Google Play version is relatively domestic version: it requires less permissions, Less data collected, less or no ads, less intrusion on users, etc., so Google Play is a very safe app store.
In order to protect user privacy, Google does not submit user privacy data to any third party, so it is forced to leave the area where we live. The mobile phone brands that appear in the area where we live have deeply customized the Android system and developed various types of Android UI. These Android UIs seriously degrade the security of Android, so Android is not equal to Android. Some developers have taken advantage of this feature to develop fraudulent APPs to defraud users while stealing privacy by asking for more and higher permissions.
solution
1. Take the initiative to pay off the online loan. Xiaoyan’s family’s economic operation was relatively difficult, and he did not ask his family for money to repay the loan. Fearing that his sick family members would get angry and his condition would worsen, he lied that others had given him a mature market, and he had to pay them a monthly benefit fee.
2. No longer sleep at the hotel every night, but sleep under the bridge; choose the simplest and cheapest food for meals; borrowed money is mainly used for car refueling. Although these funds can be reimbursed according to the limit, there is a reimbursement process, and all expenses during this period must be borne by oneself. Xiaoyan borrowed money from me (I have 2,000 yuan and lent him half) to ease the financial pressure during this period.
3. If the income is stable in the future and there is still a balance after repaying the arrears, replace the mobile phone with an Apple phone to fundamentally prevent this from happening again.
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