Thank you Xueqiu for sending me a fund investment book, I plan to read it this week~
This book is called “The First Lesson of Snowball Fund”, which is a suitable reading for fund novices.
The book consists of 8 chapters, the first chapter mainly talks about the reasons for buying funds. Chapters 2 to 5 introduce four types of funds, namely, fixed income funds with low drawdown, index funds with transparent buying, industry funds in different sectors, and active funds with excess returns. Chapter 6 introduces how to do a fund portfolio. Chapter 7 describes how to buy and sell funds. The final chapter introduces some of the Christian’s stories.
1. Funds are the best choice for ordinary people’s wealth management
1. Why are you advised to buy funds instead of stocks?
Answer: 1. Funds have professional advantages; 2. Funds can diversify risks; 3. Ordinary people do not have much time and energy; 4. They do not have a strong mentality and execution.
Jade Bird said: I have recorded two small videos related to this issue before, and I have also made related PPTs.
Short video: ” Part 1 | Why do you want to invest in funds? “Video, ” Mind Comparison of Buying Stocks and Buying Funds ” video
Text version: ” Section 1 | Why Fund Investment? ” article, ” Mental Comparison of Buying Stocks and Buying Funds ” article
PPT:
2. Pay attention to stable financial management and choose fixed income funds
2. What are the excellent fixed income products?
Answer: Penghua Fenglu, with the blessing of the Golden Bull and Morning Star, has a positive income every year, with an annualized employment rate of 6.43%; China Merchants Industrial Bonds, winner of the six-time Golden Bull Award, has a positive income every year, with an annualized employment rate of 6.18%.
Jade Bird said: During the period of Xiaobai, I also bought some pure debt funds, but most of them were liquidated later, leaving only Ma Long, the China Merchants Industrial Debt Fund. The characteristic is that it is stable, safe to hold, and not too worried about losses.
3. What are the excellent fixed income + products?
Answer: Essence has grown steadily, with positive returns for 27 consecutive quarters, with an annualized rate of return of 7.69% in the past five years; E Fund enhanced return bonds, with an annualized rate of return of 8.02% in the past five years, the largest drawdown since its establishment -6.93%. Data as of the end of 2021.
Jade Bird said: Compared with fixed income products, I prefer fixed income + products. I have written articles and PPTs related to fixed income + before, and I have also done a snowball live broadcast related to fixed income + for about 2 hours.
Live Replay: ” Stable Investment Products “
Articles: Live broadcast “Evaluation of Steady Investment Products” PPT , ” Let’s Talk About Debt Funds “, ” Evaluation of 12 Popular Fixed Income + Funds “
PPT:
3. Be optimistic about the national fortune and choose index funds
4. How to choose passive index funds?
Answer: The lower the cost, the better; the smaller the tracking error, the better the tracking effect; the larger the scale, the better
5. How to choose an index-enhanced fund?
A: Stable excess returns are the most important; the lower the cost, the better; the better the scale.
Jade Bird said: Compared with broad-based passive index funds, I prefer index-enhanced funds. I have compiled a list of index funds several times before, and they are very popular among golfers.
Article: ” Super-comprehensive list of index funds, on-market + off-market! “, ” Super complete list of QDII index funds! “, ” Index Enhancement Fund Recommended by Securities Analysts! 》
4. Be optimistic about the track and choose industry funds
6. Classification of industry funds?
A: There are five categories: consumption, technology, biomedicine, finance, and cycles.
Jade Bird said: I have written many articles on industry funds before, and I have also done a live broadcast of consumer medicine for about 3 hours.
Live replays: ” Consumer Medicine Fund Live Broadcast First Half “, ” Consumer Medicine Fund Replay Second Half “
Articles: ” Let’s Talk About Big Consumption Funds “, ” List of Industry Active Funds!” “, ” Military Industry Fund List “, ” Various types of funds list (regularly updated) “
PPT:
5. Be optimistic about the ability to invest in stocks and choose active funds
7. How to choose an excellent fund manager?
Answer: Long-term net worth, pay attention to long-term returns and drawdowns; performance attribution, observe historical changes in stock positions, use turnover rate to corroborate, evaluate their stock selection ability and timing ability, and pay attention to shareholding concentration; personality cognition, Pay attention to whether the fund manager is consistent with his words and deeds.
Jade Bird said: I have also shared some articles and videos on the selection method before.
Short video: ” Part 2｜Base Selection Method “
Text version: ” Section 2 | Fundamental Selection Methods “, ” After Researching Hundreds of Funds, I’m Bullish on These 23 Funds “, “Let ‘s Talk About Common Indicators for Fund Selection “
PPT:
6. Pay attention to asset allocation and learn to build a portfolio
8. What is the core content of asset allocation?
A: Balance benefits and risks; look for low correlations.
Jade Bird said: I usually like to research fund portfolios. The balanced fund portfolio constructed at the end of last year has a return of -12.09% this year, which is basically in line with expectations.
Articles: ” Fund Portfolio at the End of 2021 “, ” Fund Portfolio Optimization, Annualized Return of 31.98% in the Past Three Years, Maximum Drawback -8.48% “, ” Fund Portfolio (1) Long-term Nirvana “, ” Fund Portfolio (2) Year- end Sprint “, ” DIY Fund Portfolio “
PPT:
7. The “posture” of fund trading determines your income
9. How to formulate your own fixed investment plan?
A: Take four steps, formulate a reasonable asset plan, set a reasonable income expectation, select the right investment target and hold the core assets for a long time, and set a stable position ratio.
Jade Bird said: I also shared some small videos and articles on investment moves before~
Short video: ” 2 Basic Moves That Investing Xiaobai Needs to Know! “video
Article: ” 2 Basic Moves That Investors Need to Know! “Article, ” My Fund Investment Strategy Sharing “
8. Clearly buy funds for nothing, they are also on the way
10. Sharing of Christian stories and experience of buying foundation
A: A university professor put forward three suggestions. The earlier you start financial management, the better. The expectation of fund returns should not be too high, and you should not be far from the market but not too close to the market. Snowball Big V – Lazy Man Yangji believes that investing requires the thinking of the weak, and admits that his circle of competence is limited. Snowball Big V-Fund Lemon, can’t stand ups and downs, and only makes stable investments.
Jade Bird said: I will also share my investment experience and experience~
Article: ” Investing for four years, earning a loneliness! Sharing 12 Experiences “, ” Summary of Fund Investment in 2021 (Positions & Investment Experience) “
Alright, that’s all for today’s sharing, see you tomorrow!
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Selected Historical Articles: ” Summary of Articles of Qingse Bird Snowball “
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$ Penghua Fenglu Bond (F003547)$ $ China Merchants Industrial Bond (F217022)$ $ Anxin Steady Value-Added Mixed A (F001316)$
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