The Ninth Hundred Thousand (Dividend Snowball Chapter)

Original link: https://mercurychong.blogspot.com/2023/05/blog-post_11.html

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After receiving the dividend relief payment last week, in addition to being Mercury Bear’s first passive salary after leaving the workplace, it also raised the accumulated dividend level over the years to the ninth one hundred thousand level, which is only one level away It has reached the level of millions of accumulated dividends, and I am looking forward to that day.

Looking back at the process of accumulating dividend snowballs over the years:

First small amount of stock purchase: 15th Dec’08

Start buying a lot of stocks: 14th Mar’11

The first hundred thousandth: 31st Dec’15 (seven years and half a month since the first stock purchase)

Second Hundred Thousand: 31st Aug’17 (one year and eight months)

The Third Hundred Thousand: 30th Sep’18 (Year and Month)

Fourth Hundred Thousand: 30th Nov’19 (one year and two months)

Fifth Hundred Thousand: 30th Nov’20 (one year)

Sixth Hundred Thousand: 31st Jul’21 (eight months)

Seventh Hundred Thousand: 15th Apr’22 (eight and a half months)

Eighth Hundred Thousand: 31st Oct’22 (six and a half months)

Ninth Hundred Thousand: 2nd May’23 (six months)


The upgrade speed this time is about the same as last time, it took about half a year to achieve it, and it can be regarded as a slight breakthrough in personal fastest record. In the absence of mortgage and car loan burdens, he can maintain a dividend salary of 10000 yuan every six months. For Mercury Xiong, an ordinary worker who does not have high requirements for life, he is already very satisfied.

Although he has already started to live on dividends, Mercury Bear will still allocate a sum of money to reinvest, so that he will not only rely on the company’s dividends and salary increases to resist inflation, but also rely on himself to make a certain degree of defense.

In the past two or three weeks of retirement , I have actually been busier than working, with a small trip to Singapore and Thailand interspersed in the middle. The two questions Mercury bears get asked the most on various occasions during this time are, “How old are you?” and “What is your occupation?” , such as going to the bank to apply for errands, signing up for the gym, or even chatting with strangers. Every time I answer I will be 41 years old after my birthday this year and I have retired , I always get a look of Mercury at first. Xiong’s joking expression, he found it amusing once or twice at first, but then he himself felt a little embarrassed, feeling a little incomprehensibly lonely.

Mercury Xiong agrees with the sentence read back: “In our life, it is not rare to meet love and sex, what is rare is to meet understanding.”

Since it is a rare thing, it is normal that it is not understood. When you are willing to face this fact, loneliness is not so terrible anymore.

What is really scary is the fear that comes from not wanting to accept the fact that you are alone. That kind of fear will drive people to do many things that are not beneficial to them. For example, worrying that you will die alone, you rush into marriage with someone you don’t know.

Thinking about it again, the road to dividends was lonely at the beginning, and later I opened a blog, relying on dividends every penny and words every word, I gradually found partners with similar beliefs. I believe that the same is true for early retirement life. The loneliness that a few people take at the beginning is inevitable, but if you continue to expand your circle, you will meet friends who can understand each other in the future.

The important thing is not to let yourself grow old.

Since when do people completely age? It was when he started to live in the past, only had experience of life, but lost his curiosity, and all the new things had nothing to do with him. From this perspective, Mercury Bear has seen a 26-year-old man and a 62-year-old young man.

It’s not difficult to do something new from time to time: try to match the shorts you’ve worn for several years with an oversize dress ; get a small sample at the free trial counter of a food you’ve never tasted before; Fitness, Join Boxing class s . . .

Mercury Xiong once watched an old couple learn how to receive discount coupons on reviews in a newly opened milk tea shop, and then sat in the shop with two cups of milk tea while drinking and commenting. At that time, Mercury Xiong felt that they were very young.

The sense of youthful atmosphere is fluid, and embracing freshness is the core of maintaining a youthful atmosphere.

Of course, freshness doesn’t mean it’s good, but you, who are full of curiosity, look good.


Book online shopping link (Malaysia): “Dividend Road for Migrant Workers”

Book online shopping link (Singapore): “Dividend Road for Migrant Workers” SG

Public Bookstore online shopping link: Public Bookstore online shopping link

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