Wealth Management 50 Forum Report: my country’s industrial Internet platform enterprise value has not been fully reflected

The China Wealth Management 50 Forum released the report “Accelerating the Integration and Development of Digital Finance and Industrial Internet” in Beijing on January 7. The report was organized by the China Wealth Management 50 People Forum, led by Xiao Gang, member of the National Committee of the Chinese People’s Political Consultative Conference and former chairman of the China Securities Regulatory Commission, led by Lu Zhongtao, Chief Technology Officer of Industrial and Commercial Bank of China, Zhang Xiaotong, chief engineer of China Industrial Internet Research Institute, and the China and World Economic Research Center of Tsinghua University Researcher Shi Jinjian, Director Hu Yongjun of the Strategic Planning Division of the Ministry of Informationization and Industrial Development of the National Information Center, Baidu Smart Cloud Industry and other industry experts jointly completed the project.

The report first sorts out the connotation and characteristics of digital finance and industrial Internet, and on this basis, elaborates on the significance of the integration and development of digital finance and industrial Internet. Then, by analyzing the results and trends of the integration and development of digital finance and industrial Internet in my country at present, combined with the difference between digital financial services consumer Internet and industrial Internet, summed up the problems, challenges and reasons faced by the integrated development of digital finance and industrial Internet, and from Starting from the general idea of ​​promoting the integrated development of digital finance and the industrial Internet and the design principles of the policy framework, five policy recommendations for accelerating the integrated development of digital finance and the industrial Internet are put forward.

The research group believes that the Industrial Internet can fully connect production elements such as people, machines, and things, and fully integrate the industrial Internet foundation in financial services, which will completely change the logic of traditional financial services, realize financial services fully integrated into the industrial ecology, and provide a higher level for the real economy. quality financial services. Accelerating the integration and development of digital finance and the industrial Internet is conducive to creating a more efficient and smooth new financial information circulation model, upgrading the credit model of financial institutions in the digital age, innovating and developing digital non-credit financial service models, giving birth to new types of data asset management business, and establishing a sound Digital inclusive financial services that directly reach small, medium and micro enterprises.

The research team found that with the accelerated application of the industrial Internet, it gradually drives changes in production organization and consumption service models, and puts forward diversified new demands for digital financial services. Fit it. At present, local governments, financial institutions, industrial Internet platform companies, manufacturing companies and other parties have cooperated to carry out innovation and exploration, and created a series of new models of industry-finance cooperation, presenting the prototype of the future “industry + finance + industrial Internet” integration and co-construction ecology .

The research group pointed out that my country’s industrial Internet as a whole is still in the early stages of development, the value of platform companies has not yet been fully reflected, and the ecosystem has not yet been established. The integration and development of digital finance and industrial Internet is still in the early stage of exploration, facing many challenges such as strong uncertainty of small and medium-sized manufacturing enterprises, low maturity of industrial Internet platforms, in-depth integration of financial and industrial scenarios, and lack of improvement in the supporting service supervision system.

The research group suggested that to accelerate the integrated development of digital finance and the industrial Internet should generally follow the combination of market leadership and government guidance, joint efforts from both ends of finance and industry, and a gradual advancement in stages and steps. We must adhere to market-oriented development, focus on inclusive finance, take security and controllability as the bottom line of development, standardize industry standards as the basis for development, and take deepening openness and compatibility as the development path to gradually create an integrated development ecology of digital finance and industrial Internet. system.

The research group proposed that to accelerate the integration and development of digital finance and the industrial Internet, firstly , it needs close cooperation and collaborative efforts among various departments to further improve the top – level design and supporting system; level, and promote the digitalization and concentration of letter business, and create a digital credit system; the third is to mobilize the enthusiasm of all parties and coordinate the needs of multiple parties, so that the industrial Internet platform will become a comprehensive service provider for industrial digital transformation, and digital finance will become a platform for industrial digitalization. It is an important component to strengthen multi-party collaborative governance and jointly build a good ecology of industrial digitalization; the fourth is to give full play to the subjective initiative of financial institutions, so that financial institutions should take the initiative to undertake data collection, processing, sharing, governance and other responsibilities, so that financial institutions We should take the initiative to innovate, let financial institutions do what they can, do their best, and pilot first; fifth, explore new intermediary business models, relying on the digital credit system and industrial Internet infrastructure to create comprehensive solutions for industrial digital finance, providing traditional financial institutions, industrial Enterprises and industrial Internet platform companies provide an open sharing, collaborative and co-governance platform for data aggregation, service integration, and transaction matching.