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2022 will be a year of overall decline. The Shanghai Composite Index will fall from the highest point of 3708 points to the lowest point of 2863 points.
This year, the data in the accounts of most people is sad. It can be said that it has been a whole year of hard work. It is better to buy a currency fund.
The big drop is not terrible, what is terrible is that we have not learned anything from the big drop.
The most terrible thing is not being able to prepare for the next big drop and gain something.
In my opinion, the following points can be summed up:
1. Only by staying in the market all the time can we maintain acumen.
If you stay out of the market, you can escape the sharp drop, but you will also miss the rebound in April and November.
2. Adjusting the position according to the index is the basic position control skill that we should master.
Anytime you like all in, you’re definitely gambling. We cannot deny that there are situations where individual stocks have different trends, but there are still a few people who can accurately capture the rising individual stocks. After all, most of the time, we need to follow the trend.
3. The concentration of positions is a problem that every investor must consider.
Maybe we think that this stock has a chance, and that stock also has a chance. In the case of limited capital, the result can only be this or that. No matter what the profit situation is, ideals are not good. It should be noted that small profits are not big profits, and small profits are not small.
We can’t stud a stock, but we can’t spread our positions too widely, otherwise it will be different from buying a fund, and it will be worry-free.
After working hard for a whole year, if you can’t beat the index, it’s better to go to the fund to make a regular investment. Why waste time and energy in this secondary market?
4. It is absolutely not advisable to increase leverage and borrow money to speculate in stocks. To give a simple example,
The principal is 10,000, and the loss is 80%, and there is still 2,000 to wait for the principal to be returned;
The principal is 10,000, leverage 100%, and borrow another 10,000, the loss is 50%, which is equivalent to losing the principal.
With the addition of leverage, it is very happy to make money, but it is also very painful to lose money.
We need to accumulate principal, but it must be the principal of assets, not the principal of liabilities.
Give it a go, a bicycle can be turned into a motorcycle, but with leverage, you may also be heavily in debt.
If the principal is small, accumulate the principal in a down-to-earth manner. Many people get rich overnight, but more people return to poverty overnight because they want to get rich overnight.
If you are lucky enough to win 5 million, it is not your turn, and it is also impossible for you to get rich overnight.
The way of ordinary people is in the daily practical life and the monthly hardworking wages.
5. The positioning of stock investment in life must be correct.
Many people, because they bought stocks, will inevitably watch the market every day, morning, afternoon, work, and go to the bathroom.
Although it is normal to have emotions and anger changes due to the rise and fall of stocks, if you are not a professional investor, it is not advisable to spend too much energy on stock investment, and even affect your normal life.
Even if you want to become an outstanding investor like Buffett, it is necessary to watch the market, but it is also important to keep learning and improving at all times.
While studying in the market, you should also further solidify the basic knowledge of investment. I believe that most investors, facing the vast number of investment books on the market, still have not read many of them.
Therefore, it is something everyone should do to set aside a part of the time outside of the market reading time to improve reading. The times are changing and the market is changing. We also need to continuously acquire new knowledge and improve the corresponding investment skills.
Can I buy financial management courses on the market? It can be a way, but I think that after having a certain basic knowledge, more attention should be paid to book reading and practical testing.
Other people’s things belong to others after all, and it is the most real thing to become one’s own.
Applying what you have learned is not an easy task.
The above is what I have learned in the 2022 crash, and I will share it with everyone.
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