Many people ask me, you are already financially free, why do you still need to help others, share research results, and make a fortune by yourself?
It just so happened that there was an article in Xueqiu before. I will quote it. I believe that if you understand me, you will understand it without reading it. If you don’t understand it, if you read it with a clear mind, you will understand it. If you don’t understand it, it’s normal. The original text is as follows:
Forty is not confused. When you are forty, many things can be seen at a glance. For example, if you are still a section chief and deputy section chief, don’t think too much about your position in a unit. For example, the company you open has not made a major breakthrough by this time, and it is basically difficult to make a breakthrough. For example, if the money you earn has not accumulated to the first pot of gold, it is basically impossible to accumulate it on the original traditional road. In fact, not only that, but also in terms of marriage, family, husband and wife, relationship, children, learning, etc. When you are in your forties, you can basically see the end at a glance.
So, is there any way to solve this problem, to stand out, and after much deliberation, there may be only investment left.
Investment is actually the use of forty years of knowledge, experience, cognition, and time accumulation to focus on a single point, which is a bit of a fire. adult.
In the past few years, I have been thinking about some questions, why investment may be the only way for some people to change their fate, because in the real world, it is indeed unequal and unfair, and some people are born with golden keys , and some people are born good at speculation, and some people are born good at building a good relationship with leaders… But the vast majority of people are ordinary, and can only engage in ordinary work and go down an ordinary road. When I was forty years old, I saw the last of myself at a glance. At this time, there are only two paths in front of you. First, eat and wait to die, and you won’t starve to death anyway. Second, use the little time left to do something in your own ability circle and try to break through. Investing comes naturally. Why, because there is basically no threshold for investment, no education, no relationship, and no capital restrictions, just have a mobile phone. It can avoid unnecessary interpersonal relationships to the greatest extent, avoid the entanglement of various departments of industrial and commercial taxation, and give yourself freedom to the greatest extent. I often think that in fact, there are only two fair (relatively fair) opportunities for everyone in this world. The first is the college entrance examination, and the second is investment. Excluding irresistible factors, everyone is equal. This is actually the core motivation for many people to eventually become professional investors, that is, they no longer want to deal with those bad people and bad things. I am the master of my money and my time.
Then there are also many people who ask, investing in not only stocks, but also investing in factories, entities, yes, yes, this is also an investment, but when people reach the age of forty, they don’t want to deal with those shitty things. Plus, investing in a company is really difficult in China, just land, environmental protection, labor, social security, taxation, and other messy departments, unless you become a listed company, it is estimated that even the local equivalent It is impossible for a big company to make money. I believe that everyone in their 40s is very aware of the local business situation. There are a lot of them around me. I see that the turnover is increasing every year, but every year they don’t make money. Money, still tired to death, eating and drinking every day, it is simply ruining people. I won’t start talking about it here, it’s all tears. Because I have invested in several projects, and every one who makes money can’t get the principal back. Therefore, it may be possible to break through at this time, and stock investment has become the only option.
Investing can solve several problems, the first of which is learning. When I didn’t invest in the past, I probably didn’t study for a long time, and I didn’t know the difference between Western investment studies and Chinese investment studies. The most is to read the news, and watching the news is also ten lines at a glance. Once you make an investment, you have to learn, such as industry news, annual reports, national policies, investment methods, etc., from the simple to the deep, there is no end, you have to learn every day. You have to continue to study deeply, optics are not good, you have to take notes, and you have to write summaries. Through investment in the past few years, I have picked up all the physical chemistry that I did not want to learn in high school.
The second solution is the way of life. In the past, I might have to think about going to work every day, what tasks I had to accomplish this month, and who I had to build a relationship with. Every day I had to get stuck, for fear of being late and leaving early, deducting my salary, and being gossiped. , especially care about the leadership’s vision, because we have to face the problem of promotion and salary increase, and especially care about the comments of colleagues, because we need to evaluate this and that. I feel like I’m in my forties, and I’m still a donkey tied to the mill, blindfolded, and whipped by others. I can only walk in one direction, and if I die, I have to die on the mill. Ever since I made up my mind to take the road of investing, I love whoever I love, I ask him, do my own thing, and live your own life. Suddenly one day, when you are walking on the street, you see the blue sky and white clouds, you breathe fresh air, and you find your own way of life. law. This is my personal experience. Once I was driving to a friend’s place, and when I was about to get there, it was about four o’clock in the afternoon, it was Thursday, I suddenly thought that my former colleague must still be working with his ass, and I was free, Blue sky and white clouds, time belongs to you, isn’t this the life you want, don’t you be free until you retire and die?
The third solves the problem of money concept. Once you make an investment, you will gradually change your view of money, and you will gradually become less sensitive to money. For example, in the past, the salary of several thousand yuan per month and the bonus of tens of thousands of yuan at the end of the year, I cared about a little more or less, but now I don’t. It’s just a number fluctuation now. In the past, for example, I was very concerned about how much to send this month and how much to send at the end of this year. I was particularly concerned about the immediate pleasure. Now it is gradually weakening. Now I care more about the cash flow plan for the next ten years. Funds are scheduled to be invested, and those funds are household savings. Very planned. And with the stable investment income, I gradually become more and more confident in the future returns that can be obtained, so I don’t care about short-term capital returns. In fact, the concept of money has also changed. It is not so much a slave to money, and it is more about long-term returns.
In addition, with the deepening of investment time, gradually, even your personality will change. For example, you are no longer so impatient, you are less and less concerned about things, and you will not be easily angry. Gains and losses are also seen light. Gradually, the temperament became more stable and gentle, and there was no competition or grab.
I see that people around me, whether they are engaged in private equity funds, do personal professional investment, or help others with financial management, who are doing the same thing, are basically gentle and full of positive energy. Hardly complain. All have strong theoretical knowledge and logical thinking. This seems to be basically a fixed portrait of professional investors.
Therefore, sometimes I think about it, when you are in your 40s, you really don’t have any more choices, especially in China, and there is no better investment direction. The only thing you can invest in other than houses is stocks, but the house is honest. , one is that the possession of funds is too large, and the realization is inflexible, and the other is unavoidable. It feels that the house has no space and it is not worth taking the risk. So, that leaves stocks. And by investing, solving and improving, learning, time, lifestyle, and so on. Let yourself live like a person. It is indeed an old thing to do.
So why do many people lose money? Actually, I think those who lose money are not investing, but speculating. Investing can be made clear in one sentence. Investing is buying a company, a good company that you are familiar with. All that’s left is luck and time. Investment is planting trees, not logging. If you establish the idea of planting trees and eliminate the idea of logging, plus time, you will basically not lose money.
It’s not easy for a person to reach middle age, but think about it, if it’s for freedom, you can throw anything away. Life is nothing but a train that never goes back and forth. If you think about it clearly, you won’t chase those you can’t get, and you won’t pray for the empty ones. As the saying goes, money is not everything, but nothing is impossible without it. What is money, money is pattern, cognition , and water. If your boat is big enough, it can carry more wealth. Everything comes from cognition of the world. Friends in their 40s and 50s have no shortage of basic knowledge about the world. As long as this basic knowledge evolves into true knowledge, their own true knowledge. You can continue on this path of investment. Don’t trade stocks.
The above text comes from “Snowball”!
So, why do you want to invest, why do you still need to help others when you are financially free? ![[捂脸]](http://js.xueqiu.com/ugc/images/face/emoji_33_face.png "[covers face]"){kind=small}
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