Last night, a college student reader left me a message:
Now in this position, it is a bit reluctant to cut the meat to leave the field. It is all the chips that the bottom has raised; if the meat is not cut, the living expenses will be gone next month, what should I do?
My suggestion is: cut the meat immediately and leave the field immediately and set aside 6 months of living expenses .
This time, I bought a lesson, don’t put the money used in the short term in the high volatility stock market and base market. Fortunately, it is only living expenses. If you start a family and start a business, the money may be money for buying a house, marrying a wife, going to school, seeing a doctor, etc., and the loss will be even greater.
It is worth learning the lesson of using spare money to manage money.
Why use spare money, because short-term market volatility is unpredictable , even if an impossible position is derived from rigorous inferences from valuations, historical data, macroeconomics, etc., the market may break down this position in the short term . Because in the short term, emotions are all about the market. and:
The irrationality of the market always lasts longer than you think.
Therefore, only when the market is in an irrational state can we persevere until the market returns to a rational state only by using spare money to manage our finances.
It’s not a pity to fall in the middle of the night, it’s a pity to fall before the dawn
There are also some readers who encourage crooked tricks:
1 Borrow money from classmates
If the market stays low, you end up making no money and losing friends . If this friend is a roommate and sees your “creditor” every day without looking down, you probably won’t be in the mood to go back to the dormitory.
2 Loan to borrow money
Today’s small loan companies should not be too convenient, but if you borrow money to invest, you will be on a dead end. The money is not sure if it can be earned back, but the daily interest is real .
Leisure money management is the first priority of investing
$Changfeng Select (TIAA026063)$ $Changfeng Steady (TIAA026062)$
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