Original link: https://shoucang.zyzhang.com/%E7%94%A8%E8%99%9A%E6%8B%9F%E5%8D%A1%E7%BB%91%E5%AE%9A- openai-%E4%BB%98%E8%B4%B9%E8%B4%A6%E5%8F%B7/
After ChatGPT or AI became popular, applications based on OpenAI API emerged in an endless stream, from shelling ChatGPT webpages to one-click translation, one-click summary, one-click drawing and one-click code writing, focusing on liberating productivity (maybe physics). These applications generally need to bind their own API key and consume their own usage quota. The new registered account is limited to 5 dollars. If it is used up or expired, it needs to be bound with a bank card to pay for it. OpenAI does not provide services to China, and bank cards issued in China cannot be used. Therefore, this article introduces the process of applying for a Depay virtual card to bind.
Register Depay account
Founded in 2021, Depay is a company that provides individuals with ways to deal with cryptocurrencies and belongs to overseas merchants. After all, the currency circle is still relatively small. After ChatGPT became popular, Depay followed suit. As one of the virtual cards with the lowest threshold, almost all tutorials introducing payment to OpenAI in China will mention it.
You can view some basic information on Depay’s website . If you register, you can download the app (directly download the APK for Android, and a non-country ID is required for iOS), or you can register directly on the web page . If you want, you can fill in my invitation code 349564 . If it is a web registration, you also need to download the App to perform subsequent operations after completion.
Open card and recharge
what card to choose
The first thing to explain is that Depay provides a prepaid card similar to a debit card, which needs to be recharged before consumption. The “limit” mentioned below refers to a single monthly consumption limit rather than a credit limit.
After successful registration, a card will not be issued directly, but a manual application is required. Open the home page of Depay’s App and you will see the application page. At present, the only card organization available is MasterCard, and the levels include five categories from Lite to Black Gold. The biggest difference between the Lite card and the regular card is that the former does not require KYC (know your customer) real-name authentication, while the latter does. In addition, there are different card opening fees, monthly fees, and handling fees for each level.
| level | Open card fee | monthly fee | quota | recharge fee | KYC |
|---|---|---|---|---|---|
| lite | 10 USDT | 2 USD | 20,000 USD/month | 2% (Min 1 USD) | no |
| standard | 0 USDT | 1 USD | 20,000 USD/month | 1.35% | Yes |
| advanced | 10 USDT | 0.5 USD | 50,000 USD/month | 1.20% | Yes |
| platinum | 50 USDT | 0 USD | 200,000 USD/month | 1.00% | Yes |
| black gold | Event Airdrop | 0 USD | unlimited | 0.80% | Yes |
For users of Chinese nationality, KYC verification requires uploading an ID card and recording a short face video. Whether you are willing to hand over this level of private information to others, especially overseas merchants, depends on your own wishes. Anyway, I have a Lite card. But in any case, the name must be filled in real when applying, so that there is a basis for appeal when encountering risk control. in addition,
- After opening a Lite card, if KYC certification is performed, it will automatically be converted into a premium card;
- The sign-up fee must be paid in USDT, not USD (you can guess what happened to me).
buy, withdraw, exchange, recharge
As “an enterprise dedicated to solving the multi-scenario application of cryptocurrency for individuals”, Depay has not forgotten its original intention. It needs to use USDT to pay the card fee or recharge the card, and it needs multiple transfers and exchanges (that is, multiple losses) . I am an ancient tomb faction who first came into contact with cryptocurrency after the mine disaster. I don’t know anything about the currency circle, and I will only follow the tutorial step by step:
Buy: Buy cryptocurrencies with fiat currency. Register a trading platform, such as the Ouyi I use, which supports UnionPay WeChat Alipay. Click买币-快捷买币, and then enter the required USDT amount (due to various handling fees and losses, it is recommended that the first recharge amount be a little more than expected. For example, if you want to use a standard card to open ChatGPT Plus for $20, you can First buy 23-25 USDT), then follow the prompts on the trading platform, and the account will arrive within a few minutes after payment. but! The platform generally restricts the transactions of newly registered users, and it takes 24 hours to transfer USDT after Ouyi purchases it.
Tip: Withdraw USDT from Ouyi to Depay wallet. Open钱包-USDT-充币in the Depay App, select a main network, and write down the deposit address. In Ouyi, click资产管理-提币, select USDT as the currency, and the method is withdrawal on the chain. Enter the recharge address of your own Depay wallet. The withdrawal network must select the main network selected in Depay , otherwise your money will evaporate into nothingness. Submit after confirming the address, network and quantity, and it will be credited in Depay within 10 minutes.
Exchange: Convert the USDT in the Depay wallet to USD. Depay App select钱包-实时兑换, and exchange the amount of USDT you need into USD. Although the two should be equivalent in theory, there will be exchange rate losses no matter which one is exchanged for the other. So when you need to open a card with a card opening fee, remember not to change it all at once, otherwise you need to exchange the corresponding amount of USDT back.
Charge: Charge the USD in the Depay wallet into the card. Finally came to the last step. After the conversion in the previous step is completed, there will be a one-click recharge on the confirmation page. It doesn’t matter if you don’t pay attention to it and close it. You can also click充值on the home page, and the minimum recharge is 5 USD. After recharging, the card is truly activated. You can directly see the card number, cardholder name and expiration time, and you can check the CVV through the email verification code.
to bind
Go to the Billing interface of OpenAI Platform to bind the card, but OpenAI’s risk control is constantly upgrading, and many IPs cannot be successfully bound even if they are not directly banned from accessing, so it is best to first check your proxy IP on this IP risk inspection website . There is basically no need to try if the risk is above medium. People with low risk and confidence in their character can try to bind with the incognito mode of the browser. If it fails once, change the IP and try again. However, it is not recommended to continue after four or five consecutive failures. Avoid using your account or card. itself is controlled by the wind. In this case, you can join Depay’s official Telegram group . In the group, there are some people who are officially endorsed to provide fee-based binding services. There is a title “500U deposit” in the upper right corner. You can chat with them privately.
After binding, set the usage limit in the Billing interface, and always pay attention to the amount used and the balance in the card to avoid payment failure due to insufficient balance, and then generate and save the key on the API Keys interface as needed, and you can use it as much as you want ! Here are a few apps I recommend:
Build your own ChatGPT webpage with one click: https://github.com/Yidadaa/ChatGPT-Next-Web
Translate and output bilingual e-books: https://blog.amamiyayuuko.com/p/use-chatgpt-for-translation
Weekly report generator: https://weeklyreport.avemaria.fun/zh
Summarize YouTube video content and ask questions about details: https://chatyoutube.com
Summarize Bilibili/YouTube video content, but no questions: https://b.jimmylv.cn
Word translation, polish and summary: https://github.com/yetone/openai-translator
This article is reproduced from: https://yizhimengxin.me/2023/04/01/%E7%94%A8%E8%99%9A%E6%8B%9F%E5%8D%A1%E7%BB%91%E5% AE%9AOpenAI%E4%BB%98%E8%B4%B9%E8%B4%A6%E5%8F%B7/
Only for personal collection, the copyright belongs to the original author
This article is reproduced from: https://shoucang.zyzhang.com/%E7%94%A8%E8%99%9A%E6%8B%9F%E5%8D%A1%E7%BB%91%E5%AE%9A- openai-%E4%BB%98%E8%B4%B9%E8%B4%A6%E5%8F%B7/
This site is only for collection, and the copyright belongs to the original author.