Titan Media App reported on August 12 that Nanjing City, Jiangsu Province lowered the down payment ratio for commercial personal housing loans on the same day. For households without a house or a house without a loan, the down payment ratio was lowered to a minimum of 30%. The down payment ratio of households with unpaid mortgages is reduced to a minimum of 60%. On the afternoon of the 12th, ICBC and Bank of China Nanjing business outlets stated that the policy is true. A staff member of the above-mentioned ICBC branch said that according to the previous policy, “resident families with one house but no record of purchase loan or households whose corresponding house purchase loans have been settled” belong to second houses, and the minimum down payment ratio is 50%. , and now it has been reduced to a minimum of 30%. "Resident families own a house and the corresponding purchase loan is not settled." If they apply for a loan again, the minimum down payment ratio previously required is 80%, but now it has been reduced to a minimum of 60%. (Source: China-Singapore Jingwei)
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- Nanjing reduces the down payment ratio of housing loans, and the minimum 30% for second homes 2022-08-12
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