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Virtual credit cards can also be called digital credit cards. There is no physical card, no credit limit, only the card number, expiration date and CVV (CVC). Generally, it needs to be recharged before it can be used. It can be used online like a physical card. Some virtual credit cards can also be added to Apple Pay and Google Pay.
Why use a virtual credit card? The main purpose is to prevent theft. Virtual credit cards need to be recharged before they can be used. Generally, they are recharged as much as they use. Even if they are stolen, the loss will not be great. Many foreign websites only support MasterCard and Visa credit cards, and do not support domestic UnionPay cards. In order to purchase some foreign services and commodities, foreign virtual credit cards (MasterCard, Visa) need to be used.
So how do you get a virtual credit card? The easiest and quickest way is to use a virtual credit card opening platform. Generally, it only takes a few minutes to issue a virtual credit card of your own. At present, there are many virtual credit card opening platforms on the Internet, and vvacard is the most used by VPS players, mainly because the platform is easy to register, easy to recharge, has many cards, and the customer service is also very good. Now 9 card heads are open: 556766, 556735, 556305, 531847, 558068, 485997, 451946, 559666, 559292, all of which are American virtual credit cards. If you need more cards, you can negotiate with customer service, there are MasterCard and VISA cards.
Registration website: www.vvacard.com , since the registration process is very simple, I won’t go into details here. YouTube video tutorial: U.S. virtual credit card opening platform vvacard double easy payment tutorial
recharge
After logging in, click “Quick Recharge” on the right side of the page or “Quick Recharge” in the capital center to enter the recharge interface:
There are currently four recharge methods:
- Customer service recharge (need to contact customer service)
- Online recharge: transfer the account first, then upload the screenshot of the remittance, submit the remittance forecast, and usually arrive within 10 minutes during working hours
- Scan the code to pay: you need to do a simple real-name authentication first, and you will arrive in the account in real time
- Recharge code recharge: Mobile phone Taobao purchase recharge, automatic account, very convenient.
It should be noted that the account balance and the card balance are independent. When opening the card, funds need to be allocated to the card. When opening the card, a minimum deposit of 10 US dollars is required, and there is enough balance on the card to be able to spend normally.
So far, VPS big players have recharged nearly 15,000 US dollars, mainly used to pay subscription fees for OpenAI API, ChatGPT PLus, Midjourney, App Store, Netflix and other software. As shown in the picture:
open card
After recharging, you can open the card. Click “Quick Card Opening” or “My Card” —> “Quick Card Opening” in the lower right corner of the homepage of the website to enter the card opening interface:
If you are buying software, subscription service, and do not need to receive the goods, you can directly find an address in a tax-free state on Google Maps or the rental website: How to find a real US address on Google (Google) Maps , or go to the rental website www.zillow.com to find it.
Here is a brief demonstration of how to find the address of a villa on a rental website. After opening the above website, enter the state name of the tax-free state in the search bar, for example: Oregon
Then choose Rent, choose Houses or Townhomes for Home Type, and if you find it, it will be a single-family villa for rent. We don’t like Apartments/Condos/Coops. Of course, you can also choose “For Sale” to see if you don’t need money.
After selecting, click “Apply”. After the page is refreshed, many houses will appear on the right, and a large number of real addresses will appear, as shown in the figure:
Randomly selected a few addresses:
- 18454 SW Oakville Ct, Beaverton, OR 97078
- 11139 SW Berlin Ave, Wilsonville, OR 97070
- 20505 SE Evian Ave, Bend, OR 97702
- 61561 Alstrup Rd, Bend, OR 97702
- 885 E Virginia St, Stayton, OR 97383
A U.S. address generally consists of the following parts:
- road address
- City
- state
- post code
Such as: 18454 SW Oakville Ct, Beaverton, OR 97078, United States
The road address is generally in this format: number + street name + house number, for example above: 18454 SW Oakville Ct is a very typical road address. Street names could be Street/Road/Drive/Lane/Highway, often abbreviated to St/Rd/Dr/Ln/Hwy. Generally, single-family villas do not need to write the room number. If it is an apartment or office building, add a comma after the street name and write the room number. For apartments, write Apt. 208, and for office buildings, write Suite 308 or Ste. 208 for short, or #300 for short, applicable to both apartments and office buildings.
Other cities, states, and zip codes are relatively simple. Each part is separated by a comma. It is easier to understand the above address directly:
18454 SW Oakville Ct, Beaverton, OR 97078, United States
- Road address 18454 SW Oakville Ct is generally Address 1, if there is a room number, fill in Address 2
- City of Beaverton
- State OR Abbreviation for Oregon
- Zip code 97078
When opening a card on the virtual credit card opening platform, you fill in like this:
Please do not use the address I provided above or the default address of the platform, because many people will be lazy and use the above address or the default address directly, and the result will be linked!
If you are buying physical goods and need to mail them, it is recommended to use your delivery address when opening the card, so that the billing address is the same as the delivery address and can pass AVS verification. What is AVS verification: what is AVS verification and the purpose of AVS verification .
If you need to open a large number of cards, it is inconvenient to enter the address manually every time, you can set a default address, so that it will be automatically replaced with your address when opening the card.
Card opening fee: Card opening fee and recharge service fee are charged when opening a card. For example, if you open a virtual card with $10, the card opening fee is $5, and the service fee is 5%. The total is $15.5. If the balance is insufficient, the card opening will fail.
It usually takes about one minute to open the card, please wait patiently. After successfully opening the card, click the card list to see all the cards. After successfully opening the card, you can spend immediately without waiting.
In the card list, you can choose to activate/freeze a specific card or multiple cards. After freezing, the card cannot be consumed.
If you want to increase the card balance, decrease the balance, delete the card, check the card consumption records, modify the card billing address, check the card balance increase and decrease records, you can click “Details” in front of the card number to enter the following interface:
How to fill in the expiration time? If it is 2025-03, when you go to consume, it is generally written as 03/25, with the month in front and the year in the back.
Reason for payment failure:
- Insufficient card balance
- Wrong input of CVV or expiration time
- Bank risk control, cannot spend at a specific merchant
All of the above can see the record of payment failure, and the payment can be made normally after adjustment.
The card balance and account balance are separate. When the card balance is insufficient, it needs to be recharged from the account balance to the card for normal consumption.
If you can’t see the record of payment failure, it’s usually because of the risk control of the merchant, and the transaction hasn’t been sent to the bank yet. In order to protect their own interests from loss, merchants generally have a set of risk control mechanisms. When it is found that there is a risk, it is generally rejected directly, not because of the bank or the card.
Verified
Users without real names can only open 10 cards. For real names, they only need to provide their ID number and name. After real names, they can open 500 cards, and they can use Alipay to scan the code to recharge.
rate
Card opening fee: 5 US dollars per card, 5% recharge service fee, discount for large quantity, just talk to customer service directly, as long as there is quantity, you can negotiate.
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