Zhijun TAN | 土木坛子

Interest rates have been cut, and my monthly mortgage has dropped by nearly a thousand yuan.

Original link: https://tumutanzi.com/archives/17107 A few days ago, September 25th, I paid special attention to this day. That day, I checked and found that my mortgage interest rate had really dropped, from the previous LPR + 83.5 basis points to the so-called “corresponding period LPR interest rate”, which is LPR + 0 basis points. Calculated in […]

Interest rates have been cut, and my monthly mortgage has dropped by nearly a thousand yuan. Read More »

Application process for VCard physical bank card that supports ATM cash withdrawals

Original link: https://tumutanzi.com/archives/17105 When I introduced the VCard virtual card last time, I mentioned that one of its biggest highlights is that it supports application for physical cards. So I applied for a physical card on September 12. Note: The application fee for a physical card that requires KYC verification is US$99, and for non-KYC

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[Welfare activity] VCard virtual card lottery gives away $20 (with physical card ATM cash withdrawal)

Original link: https://tumutanzi.com/archives/17101 Last time I introduced VCard, a virtual card product with a physical card (can withdraw cash at domestic ATMs) – you can apply for both a virtual card and a physical card at the same time. Unexpectedly, it is very popular among friends. Many encryption users, AI users and foreign trade users

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Europe has also changed

Original link: https://tumutanzi.com/archives/17099 During the vacation, I met two Chinese friends from Europe. What happened after communicating with them surprised me: Europe has become so strange to me. The first one is from Belgium. She told me that since the epidemic, due to unfriendliness towards the Chinese and the background of decoupling between China and

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Poko virtual card: support stable currency and earn up to 4% interest

Original link: https://tumutanzi.com/archives/17091 I also recently tried out Poko’s virtual card, and its features are even more pronounced. My Poko’s Virtual Card Experience Like OneKey, it has a simple web-based management background—and only needs to register with an email address. There is no independent APP like Dupay. You can open a card with a minimum

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one’s fate

Original link: https://tumutanzi.com/archives/17063 Slight insomnia last night, because I saw some news about my former club. Finally, this real estate company couldn’t hold on anymore. Its annual sales exceeded 100 billion yuan, but it couldn’t even pay the due interest of more than 20 million US dollars of bonds. The news, this matter all shows

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Traveling Thousands of Miles: Summer Study Tours with Children

Original link: https://tumutanzi.com/archives/17053 Before the start of the summer vacation, I discussed with my nephew, who just graduated from high school, to go hiking with him. Between Huangshan and Taishan, he chose Taishan. After my vacation itinerary was set, other children joined in one after another, and it was finally confirmed that this “study tour

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information diet

Original link: https://tumutanzi.com/archives/17049 I have maintained my weight so far. One important reason is that I am more particular about what I eat. Don’t eat randomly, don’t eat everything, let alone eat hard. No matter how delicious things are, when I eat almost enough, I stop. Both quality and quantity are well controlled, and weight

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middle-aged and a half monks

Original link: https://tumutanzi.com/archives/17044 As a teacher, the biggest difference from other professions is that there are two vacations every year, winter vacation and summer vacation. Every July comes as scheduled, and my summer vacation officially begins. When I closed the dormitory door and left the school, I felt a little sad to think that I

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