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International Alipay account returns overseas remittance to Wise
Send money domestically through your Wise account – no handling fee for the first time – convenient and fast!
Every year during the holidays, I transfer some money to my family. Because I don’t have a domestic bank card, I can only transfer money to my family’s Alipay or bank card account. I have used Western Union in the past few years. The advantage is that you don’t need to know the bank account number of the domestic payee (just have the payee and phone number), and the speed is quite fast, but the fee is relatively expensive.
After looking at the records, I found that for the first time in 2007 (16 years ago), I sent 3,046 RMB to my family through Western Union. My impression at the time was 200 pounds, which was an exchange rate of 1:15.
In the past few years, you have to go directly to the counter of a British bank (RBS Royal Bank, Natwest, and HSBC HSBC ) to remit pounds to a domestic bank card. You need an IBAN/BIC international bank card number. The fee ranges from 30 to 50 pounds and requires 2- It varies from 5 days to 5 days. The exchange rate isn’t the best either.
I have been using Wise/Transferwise for the past two years. It is very fast, the price is OK, the fee is 1%, and the exchange rate is moderate. I tried to transfer it to my overseas Alipay account. I applied for an overseas Alipay account a few years ago. I don’t have a domestic bank card, but it works fine. I can send and receive money through the Alipay account.
However, the money sent from Wise is an overseas remittance, so you need to set up a payment method, which means you need to bind a domestic bank card. Unfortunately, I didn’t have it, I didn’t deserve it, so the money was refunded in about 24 hours.
Payment collection failed: The receiving bank card was not selected within the specified time, and the money has been refunded.
For example, I have been overseas all year round and have not lived in China, so I cannot apply for a domestic bank card . Without a bank card, many things are very inconvenient. I feel that it is not very safe to put money on my overseas Alipay.
Send money domestically through your Wise account – no handling fee for the first time – convenient and fast!
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The transfer to overseas Alipay account Alipay through Wise was returned because the domestic bank card was not bound . ( AMP mobile accelerated version )
The post The transfer to overseas Alipay account Alipay through Wise was returned because it was not bound to a domestic bank card first appeared on Xiao Laizi’s British Life and Information .
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