Banks follow LRR to cut mortgage interest rates. Shanghai’s first home has reached 4.65%, and many other places can enjoy a minimum of 4.1%

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 According to the Titanium Media App on August 22, a banker in Shanghai told reporters that the newly issued mortgage loan interest rate will be priced according to the new LPR from now on. 5.5%. At present, the mortgage interest rate in Shanghai is still in the form of LPR plus points for more than 5 years, and the plus points for the first and second homes are generally 35BP and 105BP. It is also worth noting that in accordance with the differentiated housing credit policy, Nanjing and Suzhou have lowered the interest rate for the first home by 20BP to the lower limit of 4.1% on the basis of the new LPR quotation. (Source: Financial Associated Press)

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