Original link: https://www.blueskyxn.com/202208/6474.html

background

From the early morning to the evening of August 27, 2022, Beijing time, Discover Bank blocked a large number of Zelle functions for some users (registered Zelle after 20220301), and did not give any further information.

Previously, Discover Bank opened Zelle, I remember that it took 60 days or 90 days or half a year, and then it was cancelled. Recently, there are indeed many black companies acquiring and using this bank account.

At the same time, during the investigation, it was found that the two banks Chase and Schwab also had similar restrictive behaviors, which may have recently begun to crack down on Zelle fraud.

In the United States, Zelle is essentially equivalent to UnionPay Cloud QuickPass transfer, which is never returned, unlike ACH transfers and other methods that can be disputed (at the same time, general ACH transfers require binding first, and the WIRE and SWIFT processes are extremely cumbersome), so Like China’s telecom fraud, it is easy to be used for fraudulent activities (including incorrect goods, collecting money and running away, etc.).

If your account’s Zelle has been closed by a bank recently (maybe other banks will follow suit), don’t panic and keep your account in good shape.

Relevant details

Discover Bank

Important change to the Zelle(R) Transfer Service

DISCOVER

Thank you for being a valued Discover® customer. You are receiving this message because you enrolled in the Zelle®transfer service on or after March 1, 2022. We are writing to let you know that access to the Zelle®transfer service is currently unavailable to you.

What this means for you

Until the service is available again, you will not be able to send or receive money with Zelle®.

If you have attempted to send or receive money with Zelle® recently, the transaction(s) may have been declined.

While Zelle® is unavailable, please take advantage of services such as Online Bill Payment and Mobile Check Deposit to move money.

We sincerely apologize for any inconvenience this may cause.

If you have any questions, please call us at 1-800-347-7000. Our 100% US-based customer service team is available 24 hours a day, 7 days a week.

Sincerely,

Discover Bank Customer Service

Unsolved at the same time

Schwab

We’ve deactivated ***** for use with Zelle® because it can’t be used to send or receive money.

We apologize for any inconvenience this may cause you. We appreciate your business.

Sincerely,

Charles Schwab Bank, SSB

Chase

An email address or mobile phone number was deleted from your Chase QuickPay settings

If you didn’t request this contact change or have questions about your Chase QuickPay settings, please call us immediately at 1-877-242-7372 or sign in to chase.com/QP and send a secure message.

Please don’t reply to this email; we’re unable to read or respond to messages sent to this address.

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